Research

The Debris Cannon Laboratory

The Debris Cannon Laboratory is a joint venture between Department of Civil, Construction, and Environmental Engineering and the Alabama Center for Insurance Information and Research.

The cannon can independently or simultaneously launch debris from each of the four barrels. Each barrel can be independently loaded with unique material, aimed, and fired at different speeds.

The University of Alabama commissioned a four-barrel debris cannon to simulate and study building envelope damage caused by wind-borne debris. The ability to launch four projectiles allows researchers to strike a structure at four different critical locations either simultaneously or in succession.
 

 


 

Screen Shot 2016-08-02 at 4.21.02 PMEstimating the Effect of FORTIFIED™ Home Construction on Home Resale Value

A new study on the resale value of fortified home construction by The University of Alabama’s Insurance Research Center was the topic of discussion today at the White House.

The panel discussed property loss mitigation – past, present, and future – at this morning’s White House Forum on Smart Finance for Disaster Resilience.

The Alabama Center for Insurance Information and Research, and the Insurance Institute for Business & Home Safety were present for the panel discussion.

“This report is a great example of the practical application of academic research methods,” said Lars Powell, director of the Alabama Center for Insurance Information and Research. “We are very confident in the results and hope they will affect public and private behavior to make exposed communities more resilient to natural disasters.”


front_cover_final-585x1024The Alabama Coastal Insurance Shopper’s Guide

ACIIR released a new guide today to help homeowners on the Gulf Coast prepare for weather-related disasters.

The guide was produced by the Alabama Center for Insurance Information and Research at The University of Alabama’s Culverhouse College of Commerce in partnership with Smart Home America and Coastal Alabama Partnership.

“Some 20,000 homes along Alabama’s coastal counties are not insured for wind damage, and thousands more are functionally uninsured,” said Lars Powell, director of the Alabama Center for Insurance Information and Research. “The new Alabama Coastal Insurance Shopper’s Guide will help people better prepare for, and recover from, hurricanes, and potentially save money in the process.”

The guide features sections on the process of buying homeowners insurance, elements of coverage, flood insurance and even a Homeowners Comparison Checklist, as well as a “Top 10 Questions” to ask when buying insurance. It is designed to help people better understand homeowners insurance and help ensure they are buying the appropriate coverage.